2017年3月3日星期五

股市 | PBbank (1295) 第3个 100 units

继去年文章: PBbank (1295) 第2个 100 units, RM18.3+的平均价,终于在今年有了一点点突破,股价微升至RM19-RM20。

从业绩看,大众依然稳如泰山,还是年年赚钱,而且是业绩是向上爬的,在这两年那样艰巨的环境里,比起其他的银行股,大众也算不负众望了。

但是投资者选择把钱泊在其他领域更好股息,更好成长的公司,那也无可厚非,毕竟在两年里翻倍的股也不在少数,而像我在大众的200 units,有百多块股息,加上增值三百多块,两年大约5.5-6.5%左右,真的是比FD低。

既然是女儿的教育费,加上是闲钱,我也就希望达到慢慢来,但能更安全得达到我的目标吧。

今年我买入的第3个100units 大众股,把平均价拉高至RM18.893,做个记录。:)

Market Capital (RM): 77.487b
Number of Share: 3.882b
EPS (cent): 134.12 *
P/E Ratio: 14.88
ROE (%): 15.14
Dividend (cent): 58.000 ^
Dividend Yield (%): 2.91
Dividend Policy (%): 0
NTA (RM): 8.860
Par Value (RM): 1.000




2017年3月2日星期四

好康 | 育儿 | 哺乳胸罩是必須的? Shapee 时髦哺乳胸罩~ Shapee Sassy Nursing Bra

小女兒終於在预产期逾期5天后的2月16日~6.30am出生了!

殊不知我在那5天里睡不好,一直告诉孩子时间到了要出来啦,也不停地祷告,因为我要经历神的恩典来个超自然生产,而且要快且不痛,哈哈哈。(之前第一胎被催生,疼死了 =.=)

也就在2月16日的3点多早上,我第一次感到阵痛,感觉就是子宫在收缩,需要吸气呼气来舒缓不适的感觉。我赶紧收拾一下,还来得及蒸一些红豆包子(以免大女儿在医院饿肚子),就叫醒外子出发到Hospital Putrajaya(会另外开帖子分享在政府医院Hospital Putrajaya第二次生产的过程 :) )

我在4.30am到医院,6.30am宝宝就出来了,感谢主!我和孩子都健康,在4.30pm就被准许出院了~

宝宝一出来,我就让宝宝吸吮乳头。通常生产的前几天都不会有奶水,只会分泌透明的液体,但这透明的液体,对宝宝而言是最珍贵的初乳,能让宝宝好好吸收营养及增强免疫系统。宝宝持续的吸吮动作能够帮妈妈催乳,能让奶水早点来哦~。

在宝宝每隔一小时半/两小时的吸吮后,终於在第二天傍晚我涨奶了。这时乳房会超级硬(硬度和石头有得比 @@)我觉得超级不舒服,有点呼吸不透的感觉,晚上也睡不好,你可以想象两块大石头压在身上的感觉 @@ 就算侧睡也减轻不了疼痛,反而奶水漏得更多。。

好了,我说了那么多,好像和主题没关系,哈哈哈。

其实现在才进入正题 :P 我在前三天都没有穿乳罩,以方便频密哺乳,加上足不出房,也就难得让胸部透气咯。

然而就在涨奶时期,胸前挂着两个大‘石头’,且不时漏奶弄湿衣服时,我就改变想法了。。

穿哺乳胸罩是必须的!>.<  因为它不但能减轻乳房的重量,呼吸通畅,而且有防湿垫,不怕突然胸前两行‘泪’。一个月后,好的哺乳胸罩还能让妈妈更有自信外出呐~

我非常荣幸能够试用Shapee Team提供的哺乳胸罩。一开始被通知时,还有点犹豫,毕竟胸罩是很贴身的衣物,通常要亲身试穿后才会买下,而这次是直接得到试用物,看来公司对其产品很有把握~ :P


我在生产前一星期拿到了这两套哺乳胸罩,一件黑色,一件粉红色。其款式超暖心的,加上颜色粉嫩,穿起来感觉又变回少女了,哈哈哈。(看模特儿就知道了, Opps)


生产后的涨奶期间,哺乳胸罩就派上用场了~无缝合线且全透气布质的Shapee哺乳胸罩,穿起来非常舒服~最重要的是,它让我觉得很重的‘石头’,在刹那间轻了很多(这是胸罩的设计目的->对抗地心引力的效应嘛),再来是全罩杯的设计,能够完全把乳房衬托起来,却不像一般胸罩那样不透气~

全罩杯+防湿垫:很饱满的感觉

这就是里头的防湿垫/罩杯

移除防湿垫后是无缝合的柔软布质

而胸罩防湿垫能够自由移除清洗,甚至你想用在其他哺乳胸罩也无妨。当我需要喂奶时,就把前面的胸罩扣脱下就好,非常方便!


而扣式有四排,不怕减肥后内衣松了,哈哈哈哈。



Shapee 时髦哺乳胸罩资料
产品特征及好处:
o   3D 无缝合(无线)设计
o   360° 舒服地衬托胸部
o   防滑皮带设计能全力支撑胸部
o   创意胸罩扣以方便在喂奶时脱除 + L3YTD,.H55/G,MAEMYDSDS
o   更高的可调整型哺乳内衣
o   方便移除清洗的防湿垫/ 胸垫
o   全胸罩设计能完全舒服地贴近乳房
o   布质透气舒服(尼龙和 氨纶弹力织物)
o   可选择颜色:黑色,粉红色
o   可选择尺寸:
o   S          32B/32C/32D/32E/34B/34C/34D/34E
o   M         36B/36C/36D/36E/38B/38C/38D/38E
o   L          40B/40C/40D/40E/42B/42C/42D/42E
o   XL        44B/44C/44D/44E/46B/46C/46D/46E
o   价格:RM 55 一件


所以有兴趣的妈妈们,可以通过以下联络方式直接联络公司哦~

网页    : www.theshapee.com

面子书 :https://www.facebook.com/shapeeMY/

Instagram :https://www.instagram.com/shapeeMY/

地址:Shapee Trading &Distribution (M) Sdn Bhd (1058466-U)
            No.45 (Ground Floor)
            Jalan Utama 44, Mutiara Square
            Mutiara Rini, 81300 Skudai, Johor Darul Takzim
电话:+607-5547488
邮件:cs@theshapee.com

新手妈妈可能会问:汗,难道哺乳内衣只在涨奶期间穿吗?!当然不是啦~,我的意思是尤其在涨奶期间更要穿~为了呼吸着想,哈哈哈。当然神创造人是很奇妙的,乳房在涨奶后的一两天就会根据宝宝喝奶的分量调整,涨奶的感觉会消退,乳房也恢复正常,不会再硬邦邦了~

2017年3月1日星期三

季报 | Elsoft (0090) Q4,2016 季报

Elsoft在上星期也出季报啦~虽然过了一星期,但喜事不嫌迟啦,呵呵呵

这次公司因为电子需求疲弱,赚幅比起前年Q4,跌了3%,但是因为3个原因: improved gross product margin /  gain in foreign exchange  /  lower fair value loss on other investment ,净利反而比去年同季度进步了27%。

而全年成绩无论是盈利,净利或EPS,2016 都比2015 进步了,股息也增加了~




Reference:

For the current quarter, the Group registered revenue and profit before tax ("PBT") of approximately
RM16.209 million and RM9.279 million respectively. Compared to the preceding year corresponding
quarter revenue and profit before tax of approximately RM16.759 million and RM7.330 million
respectively, revenue has slightly decreased by approximately 3% and profit before tax has increased by approximately 27% respectively for the current quarter.
The lower revenue recorded was due to lower demand from smart devices industry for current quarter as compared to the preceding year corresponding quarter. Despite lower revenue generated, the PBT
recorded was greater due to:-
i) improved gross product margin;
ii) gain in foreign exchange of RM1.671 million recognised in current quarter as compared to foreign
exchange loss of RM0.766 million in preceding year corresponding quarter; and
iii) lower fair value loss on other investment from RM1.034 million loss in preceeding year corresponding quarter to RM0.202 million loss recognised in current quarter.


The Group recorded revenue and PBT of approximately RM63.613 million and RM31.399 million respectively for the current year-to-date. Compared to the preceding year corresponding year-to-date revenue of RM49.741 million and PBT of RM26.387 million, revenue and PBT have increased by approximately 28% and 19% respectively. The higher revenue for current year to date as compared to the preceding year corresponding year-to-date was mainly due to greater demand from Automotive, General Lighting and Smart Devices Industry. The higher PBT for current year to date as compared to the preceding year corresponding year-to-date was mainly due the increase in revenue and improved gross product margin but also offset against higher administrative expenses and lower contribution from other income.

For the current quarter, the Group registered revenue and profit before tax ("PBT") of approximately
RM16.209 million and RM9.279 million respectively. Compared to the previous quarter revenue and
profit before tax of approximately RM18.821 million and RM10.075 million respectively, revenue has decreased by approximately 14% and profit before tax has decreased by approximately 8% respectively for the current quarter.
The lower revenue recorded was due to lower demand from Automotive Industry for current quarter as compared to previous quarter. The decrease of PBT by 8% in current quarter was due to lower revenue, share of losses in associate and higher administrative expenses but partly covered by improved gross product margin and favorable foreign exchange gain in current quarter.




Elsoft 在2016年尾分股后,股价从RM2.1左右变成RM1.4+,跌至最低RM1.3+,再回升甚至到如今的历史新高RM1.6+。

原以为可以在分红股后有机会在股价跌得一塌糊涂时加码,怎知道越等越高。。。不过,我就在Elsoft RM1.4时刚好卖某股后有一笔闲钱,就买入了。。提高了平均价,但是不枉我加码,即使分股后,这季度的股息也没有减少,竟然还宣布2仙特别股息,加上普通股息2仙,就和前季度的4仙股息一样~




Market Capital (RM): 442.87m
Number of Share: 271.70m
EPS (cent): 11.48 *
P/E Ratio: 14.20
ROE (%): 31.89
Dividend (cent): 10.000 ^
Dividend Yield (%): 6.13
Dividend Policy (%): 40 Details
NTA (RM): 0.360
Par Value (RM): 0.100

DY%在红股后应该是大约4.7+%,高过定存,加上因为有40%的股息政策,所以只要公司不断进步,那么股息自然就会增长。就目前而言,公司派发特别股息,就是很好的证明~

未来展望,公司对2017财政年保持乐观 :)

倒是没看到蝴蝶山庄的消息。。还是我漏了? >.<